Five thoughts, ideas, insights, or quotes to power up your mind to think differently and creatively about life and who we are. Put all previous thinking away and open up a brand new world of the Supermind. YOUR SuperMind.

This week – Homelessness.

Owning our own home is a major aim when we start adult life. A place to call home, somewhere we can call ours. Safety. Security. And, in the past, it’s a goal most people achieved. Today, not so. Since the Century began we have had to face the credit crunch crash, ongoing recessions and inflation, COVID, and the current cost of living and energy crisis.

Meaning the dream of having a home has impacted millions and homelessness has begun to appear everywhere. This is a scary fact and so SuperMind Saturday has to take a look and ask some BIG questions.

1. Affected not Disaffected.

Traditionally, homeless people in the past were those who were disaffected. Those who through some trauma or affliction like drink or drugs or family troubles, especially young people who ran away from home, became homeless. People who lived on the fringe of things. Typically called the drop outs. This is increasingly NOT the reason in modern times. Homelessness is hitting people of every background. All are being affected.

How do we change our historical view of the homeless so that we can begin to deal with the issue?

2. Home Owners now Home Owers.

In the UK alone the FCA expect over 200,000 households to fall behind with their mortgage this year due to rising interest rates. That and the increase in re-mortgages in the last 2 years plus the soaring cost of living. Some 88,000 mortgage payers were 2.5% in arrears of their mortgage balance by the Summer of 2025. The risk of homelessness is a spiralling financial threat affecting the whole country.

How can we protect people from losing their homes who are trying to simply pay bills? Could it be time for homeless protection insurance to be included in mortgage premiums? Or what ideas do you have?

3. Effects not Causes.

Modern day homelessness is clearly less an effect of some personal disfunction. It stems more so from the huge monetary pressures of life and the global issues. From the deregulation of banks to the soon to follow after credit lending collapse. From ongoing international conflicts to extensive crime and immigration costs. These events are the causes, one of the ultimate effects has been homelessness. Global scenarios creating national and even localised upheaval. We have become too global. We can no longer protect our own country or state area due to issues beyond our borders.

How do we stop this incessant march away from self contained sovereign control? Is the Terminator alive in this form???

4. Poverty for more people.

in 2024 over 320,000 people in the UK were pushed into poverty due to interest rises. This figure would rise sharply for larger countries. Multiple millions around the world have been added to the numbers classed as living in poverty. People who have full time jobs, sensible spending habits, and no previous historical record of being in debt. In other words – not from their own unwise behaviour. People who didn’t know poverty before, now know it well. More and more people being pulled into a life struggle every single day.

Is poverty something no longer cared about? Have we just become a world focussed on winning and success over standards of living for all? Are we losing our humanity?

5. Homelessness for All.

All of the above points and information point to two clear truths. People of all ages and types are being dragged into the risk of homelessness. From eight to eighty. The haves are becoming less, the have nots are becoming over subscribed. And the gap is also growing. To finish I’m just going to make a statement. One that is in plain sight and obvious if you take a look.

Governments (of any political party) don’t care about the growing homeless epidemic. They do their usual talking but seem to do less and less to help everyday people. They just seek to tax citizens in as many ways as possible. We need some Robin Hoods. The Sheriff of Nottingham has returned and wants more than before from the people.

** A rare personal point from me but this one had to be said. If you lead you have responsibility. Those that lead are not honouring theirs**

Go well all SuperMind friends.

Ok, that’s another SuperMind Saturday done. Thank you for being here for the SuperMind time. Keep thinking about these. We need more minds thinking about this issue and the others issue on SuperMind Saturdays. Why? Because it’s needed. Because the world requires new thoughts and ideas. Ones from people like you!!

See you next time for more super thinking.

References – Lendology.org.uk – Rising Mortgage Debt.

Ukfinance.org.uk – Arrears and possessions.

Ifs.org.uk – 320,000 pushed into poverty.

Photo attribution – Free to use under the Pixabay content license by Digital Dreamer.